We understand that buying your first home is a huge step for anyone, and getting good advice at this stage is vital to making sure you get a mortgage that supports your short term and long-term plans.
We're here to help!
First Time Buyers
Being a first-time buyer in Gloucestershire can be challenging. How much deposit do we need? How much can I afford to spend on buying a home? How much will my mortgage cost every month?
These are just three of the most common questions our first-time buyer customers ask us in the first few minutes of meeting with us.
How we can help you
At Kentish Mortgage Solutions we guide you through the process from start to finish.
We explain everything in plain English, so you do not get caught out by confusing mortgage terms and we keep you updated every step of the way, so you understand what we have done and the steps that are still to be completed.
Tailored to you
Some of the key talking points for first time buyers now are around 95% loan to value mortgages (where you only put in a 5% deposit), help to buy mortgages and joint borrower sole proprietor mortgages (where a family member can help with affordability, but they do not own the property). We regularly help customers with these solutions, and we would be happy to talk you through these mortgages and whether they would be right for you.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.