As with mortgages, there are a huge range of insurance and protection options available to you nowadays.
Below are just a few of the main types of insurance services that we offer our clients, but please do get in touch if you're in need of something a little more specialist.
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Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Critical Illness Insurance
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
Should the unexpected happen, accident insurance will help you to keep going, allowing you to continue paying your way and take care of your family.
Payment Protection Insurance / Short Term Income Protection Insurance
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness, injury or, often as an optional extra, involuntary unemployment.
It’s important to ensure you put the right insurance in place to protect your home, its contents, your business, and your overall financial security.
Home and Contents Insurance
Making sure you have the right insurance for your home provides real peace of mind.
Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.
Key Person Insurance
Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.
This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die.
Relevant Life Plans
A Relevant Life Plan is a death-in-service benefit taken out by a company on behalf of an employee.
In the interests of financial security, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder.